One of the early credit cards in Britain was called Access. The adverts encouraged people to apply for an Access card with the strap line “Access takes the waiting out of wanting.” Before the advent of credit cards people saved up for the things they wanted and paid with cash. Having a credit card meant that you didn’t have to wait. A small plastic card gave you buying power. You could buy now and pay later. Somewhere in the adverts it mentioned that you would pay interest on the money you borrowed, but people decided to worry about that later. It was not long before some began to realise that just paying off the interest was very expensive and that buying with a credit card was not cheap!
The present economic crisis in America and Europe is about national debts and repaying money that has been borrowed. America has agreed, after a long debate, to increase its credit limit so that it can “pay” its debts. The total national debt of America amounts to trillions of dollars. It is a debt that will never be repaid and the assessment of America’s ability to keep making payments has been downgraded. The richest country in the world is in serious trouble, as also are some countries in Europe, and all because they have borrowed too much money.
Jesus said, “Watch out! Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions.” He was drawing attention to one of the Ten Commandments, “You shall not covet your neighbour’s house. You shall not covet your neighbour’s wife, or his manservant or maidservant, his ox or donkey, or anything that belongs to your neighbour.”
Whether we are adults or children we all want what someone else has. A teenager wants the latest mobile phone or designer clothes, because their friends have them. Adults want that new house, new car or holiday because their friends of neighbours have them. In order to get them we go into debt in the hope we will be able to make the repayments. Today, sadly, many people can’t repay their debts.
Jesus reminds us that true happiness does not come from our possessions. Consumerism is ultimately an empty and unhappy experience. Real life and true contentment are not found in created things, but in knowing our Creator, who has revealed himself to us in Jesus Christ.