That Great Day

This is the time of year when students receive their A level and GCSE exam results. It is an anxious time! Some are elated as they achieve the grades they need to move on to university or sixth form. Others are very disappointed when they fail to achieve the necessary grades.

It is a crucial time in the life of each student. Success opens the way for the future; failure seems to cast a shadow, although this is by no means always the case. In the past many who have not achieved the grades they needed to go to university have gone on to do very well in their chosen careers.

In preparing students for exams teachers always encourage them to work hard in order to achieve the best possible grades. Not all students take the advice and some hope that by a combination of natural talent and good luck they will get through. Often, however, the exams reveal their lack of preparation and poor results follow.

In many aspects of our lives we face assessment. Many employees have some form of appraisal which indicates their performance and effectiveness in their job. It is good to be appreciated and praised, but not easy to take constructive criticism which identifies areas of weakness and poor performance.

The Bible teaches that at the end of our lives we must all appear before God to be judged. This judgment will be totally fair and will be based on how we have kept God’s laws. There is no escape from God’s justice. Tyrants and evil people may seem to get away with their evil deeds, but God will call every one of them to account and they will be justly punished. History provides many examples of unspeakable wickedness. It is a great comfort to know that those who have done these things are called to account by God, who knows all things.

But the certainty of God’s judgment is a solemn thing for us all. None of us has kept God’s laws. All of us have sinned and have fallen short of what God requires. On that great day we will all need someone to stand with us to be our Advocate and Saviour. When he was dying, David Dickson, a Scottish Presbyterian minister, said, “I have taken all my good deeds and all my bad deeds, and cast them in a heap before the Lord, and fled from both, to the Lord Jesus Christ, and in him I have sweet peace!”

The burden of debt

Debt is a growing problem for many families in Britain. In 2017 the average annual overspend for families in Britain was £900. It is estimated that £19bn is owed for utility bills, missed council tax payments and repayment of overpaid benefits. There has also been a rapid increase in borrowing on credit cards and poorer families are increasingly looking to payday loan companies for loans to cover daily living costs. The interest charged by these companies is astronomical.

It is only too easy to be enticed into taking credit when companies offer interest-free or low interest credit for new cars, furniture, the latest technological gadgets, new bathrooms and kitchens. The cost of getting everything needed for their children to go to school at the beginning of a new academic year has recently put real pressure on many families. Children experience peer pressure to wear high-cost clothes with designer labels and to have the latest smartphone and tablet.

Debt can be crushing. I remember visiting a man who was seriously in debt. He had been injured in a car crash and could no longer work. His marriage had broken down and he had run out of money. He was afraid of the post arriving because there would be more red letters demanding payments he couldn’t make. His bank refused to lend him any more money and he was afraid that one day the bailiffs would arrive. He was imprisoned in his house and deeply depressed. He needed someone to come alongside him. Together we were able to work through his situation and find a way to address his debts. Today Christians Against Poverty is one organisation which helps people to manage their debts and to face the future with hope.

The Bible also speaks about another debt we owe because we break God’s laws. In the Lord’s Prayer Jesus encouraged his disciples to pray “Forgive us our debts.” All of us have this debt problem, whether we are rich or poor. Every day we do and say things we know are wrong and so our debt to God increases. As many people try to ignore financial debts so we may push this debt to the back of our minds. But Jesus encourages us to face up to our moral and spiritual debt and to ask God to forgive us. Jesus died on the Cross to pay the price of our sins and so through him we can experience the joy of forgiveness and the cancelling of the debt we owe to God.